Direct Deposit: What is the difference between prenote and active?

Prenote (we recommend) verifies the bank account information is accurate and the bank will accept direct deposit. The employee will receive a live check while the account is prenoted. The system will automatically update to ACTIVE once approved (usually 10 business days).

Active will have the employee receive direct deposit right away based on the bank account information you enter into the system. There is the risk that incorrect information would prevent direct deposit from occurring; worst case is if a valid routing & account # was entered that was not for that employee, the funds would be deposited into that account as banks do NOT verify the NAME on the account. ALWAYS TRIPLE CHECK YOUR DATA ENTRY (EMPLOYEE NAME, ROUTING & ACCT #) when allowing DD immediately!